Debt Free Destiny

Free Life Financial Corporation offers a debt mediation program for people who have $10,000 or more in unsecured debt. They use debt mediation strategies to negotiate lower balances and establishes a monthly payment program for clients based on that lower balance.

GHS Solutions, LLC is a debt settlement company that offers individual programs to meet the specific needs of each consumer with debt. Individuals with high amounts of debt will not work through a settlement program in the same fashion as those with lower amounts of debt.

GHS Solutions works to negotiate a settlement that is acceptable to your creditors, usually from 40% to 50% of what you currently owe.

While the credit crisis is crippling many businesses, there are a few that are booming right now.

Debt consolidation, credit card counseling, and even some banks are cashing in on consumers who have been fighting a losing battle trying to keep up with repayment of their debt.

Integrity Debt Relief Group claims to be the “safest and most effective debt relief process available today.” It uses contract law to eliminate all debt, not negotiate it to a smaller amount. This is not really a strictly settlement process, but I will include it as a part of our Reviews series, for comparison purposes.

Superior Debt Services, Inc, also known as Superior Debt Relief, provides a debt settlement program that prides itself on having the strictest of standards when it comes to the training of their debt consultants. Superior Debt Relief, Inc. requires that every one of their consultants become accredited through the International Association of Professional Debt Arbitrators.