While the credit crisis is crippling many businesses, there are a few that are booming right now.

Debt consolidation, credit card counseling, and even some banks are cashing in on consumers who have been fighting a losing battle trying to keep up with repayment of their debt.

Integrity Debt Relief Group claims to be the “safest and most effective debt relief process available today.” It uses contract law to eliminate all debt, not negotiate it to a smaller amount. This is not really a strictly settlement process, but I will include it as a part of our Reviews series, for comparison purposes.

Superior Debt Services, Inc, also known as Superior Debt Relief, provides a debt settlement program that prides itself on having the strictest of standards when it comes to the training of their debt consultants. Superior Debt Relief, Inc. requires that every one of their consultants become accredited through the International Association of Professional Debt Arbitrators.

NetDebt.com lays claim to revolutionizing “the debt industry by creating the nation’s only completely online enrollment solution”. Its aim is to provide referral information regarding debt relief and settlement services, without forcing the consumer into dealing directly with a representative.

DebtShield is a debt relief company that works with you and your creditors to negotiate settlements on your unpaid, unsecured debts, like credit cards.

Unlike some debt relief companies, Debt Shield spreads their program service fees out for the duration of the program. This can make your debt settlement a more manageable monthly expense than programs that require higher monthly fees during the first 18 months of your agreement.