Also called an Agreement to Compromise Debt or Debt Settlement Agreement Letter

This is a sample letter to send to a creditor, like a credit card company or a collection agency, to request a reduction in the amount you owe them. It can also be used to confirm in writing your verbal agreement to settle your debt for less than full balance.

Hoffman, Brinker and Roberts is a debt resolution company that negotiates settlements with your creditors on your overdue unsecured debt.

What’s unique about Hoffman, Brinker and Roberts is that they are one of the only debt settlement companies that I’ve found whose fees are performance-based, meaning that the better settlement they achieve for you, the more they get paid. This type of pay-for-performance fee structure gives them an incentive to get the best settlement for you.

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So you’re in a lot of credit card debt and you’re looking for some help to try and settle your debt with your creditors. It used to be that there were only a few companies that could intervene on your behalf with the credit card companies, but these days, the choices are plenty.