Debt Free Destiny

Do you cringe as the phone rings for the sixth time in three hours and you look at the caller ID recognizing it is a debt collector calling….again? If you have fallen on hard times and are behind on paying some bills, you may face this situation, over and over again. A debt collector is being paid to collect debt, and often times will use whatever methods considered necessary to get results. In many cases a person doesn’t simply choose to stop paying their bills; instead they don’t have the money to pay them. What are your rights if you are suffering a financial hardship and cannot stretch your paycheck far enough to satisfy all your creditors?

Influenza is a pretty serious infection. The good news is that is can be both treated and prevented. Busy families are prone to catching the flu because of their everyday exposure to other people in school, at work, and even at the doctor’s office. Most people typically recover from the effects of the flu but it can really have a big impact on your family budget.

Do you dread hearing the phone ring, fearing the person on the other end is trying to collect money on an unpaid bill? Do you get your mail, only to stuff it unopened in the kitchen drawer to go over “later”? Do you avoid checking your balances or accounts because you don’t want to see the amount of debt you owe? If you answered yes to any of these questions, you are likely experiencing anxiety due to debt