The main webpage of Debt Regret is slammed with paragraphs of information on debt settlement, debt negotiation, debt relief, avoid bankruptcy, and bankruptcy alternatives. Feeling overwhelmed is a good way of putting it.

This is a popular name for a business in this industry as is evidenced by the fact that there are multiple listings under this name on the Better Business Bureau website. This company, however is based in Nevada with a customer service office location in Houston, Texas; and also has a DBA name of International Diversified Funding. They have one of the longest running tenures in this business.

There is a lot of information thrown at you on the website of Debtmerica Relief www.debtmerica.com. On their main website you will see a toll-free number and a web form to fill out for more information. Plus there are a few testimonials (photographs used are not the actual clients!). They claim to be able to settle your debt for between 40 to 60 percent of what you owe. They are members of NetCheck Commerce Bureau, Dunn & Bradstreet listed, and a member of The Association of Settlement Companies.

Help U Out of Debt also operates as Help You Out of Debt and is based out of Corona del Mar, California. They are a “front end” debt settlement company only. This means that once you have signed up for their program, they sell your account to another company who will be the servicer of your account in trying to settle your debts with your creditors.

This company has several names under which they operate: Freedom Financial Network, Debt America, Debt Resolution Partners, Freedom Debt Relief USA and Century Negotiation. It is generally considered a bad omen if a debt settlement company has more than one name or has changed their name. This can signify that they have had problems with the Better Business Bureau over complaints and are attempting to operate under a different name in order to hide this fact.