The kiss of death for any debt settlement company is a one-two punch of too many complaints entered to the Better Business Bureau and a company name change. One independent review that was found reported that they had changed their company name; however, their website is still “live” under www.4dra.com (Debt Relief of America). Confusing? Because of independent reviews we found, this is one company that we can say “run from” with no reservation. There appears to be not much of anything good that comes from doing business with them.

DMB Financial touts over 50 years of combined experience in the debt industry.  This means that among the owners and management, 50 years can be counted as the duration of time that has been accumulated. Their website has good, solid information about debt and why debt settlement should be chosen over other forms of debt relief.

American Debt Control pushes their program as a better alternative to bankruptcy because they realize that most people who are searching for a debt settlement company are more than likely on the brink of filing for bankruptcy as a way to get out of unsecured credit card debt.  This fact is used to goad creditors into settling their accounts at a much lower rate that the customer owes. Interestingly enough, American Debt Control offers a guarantee that states that if they do not settle and enrolled debt in their program, they will refund the service fee for that part of the account.  This is somewhat uncommon in this industry.

In a different twist to the website presence, Provanta Corporation has a blog-themed website that has articles listed that are related to getting out of debt and other related topics.  Prominently displayed is a toll-free number and a form to fill out in order to get you started with them.

Knock Out Debt does not perform debt settlement services. Instead, they refer you to three of the debt settlement companies in their group. This is can have its advantages in that you can choose which company that you like the most out of the three.