Zenith Acquisition Corporation, headquartered in Amherst, New York, was founded in 1997 as a debt recovery company. It prides itself on its ability to creatively work with corporations and customers to find the best settlement for both parties. There have been complaints and problems according to some consumers, but Zenith claims it strives for open communication in dealing with what can be sensitive debt issues.

Forster and Garbus is a law firm that specializes in debt collection law. They have been practicing since 1970 and are located in Farmingdale, New York. The partners in the firm are Ronald Forster and Mark Garbus. They claim that they work with people to settle their debt for financial freedom. According to their website the firm discloses that they are “required under federal law to advise you that we are a debt collectors and any information we obtain will be used in attempting to collect this debt.”

As the economy shows no real signs of recovery any time soon, more and more Americans are starting to feel the pinch. Layoffs, continue, unemployment is higher than anyone can recall and the banks are in no hurry to hand out loans to most people. The US Government has bailed out the big banks, the car dealers and billions of dollars have been either spent or earmarked for dozens of other programs neatly packed in under the umbrella of "economic stimulus." What about the average citizens who are simply trying to put food on the table and gas in the tank- are there debt relief grants for the average Joe as well?

If you are considering settling your debt with the Bank of America, you have no doubt searched around for a solution. As part of your search, you may have already consulted Google and found so much conflicting information on various web sites and debt forums, that you are now completely confused.

Bronson and Migliaccio opened the doors of their New York offices in 1991. They started out as a normal corporate law office. In 1998 they decided to specialize solely in debt collection and asset recovery cases. Since 1998, they have opened five more offices. These offices have varied ratings from the Better Business Bureau.