EnVision Debt Solutions claims to be your “fast track to financial freedom” on their website. Independent research might find otherwise when it is discovered that the Better Business Bureau has given them a rating of “F.” While there are no complaints filed against them, the BBB placed this rating on them because of inadequate reporting when inquiries were placed with them, among other reasons such as grossly exaggerated advertising.

There are two advertising approaches seen on websites for debt settlement companies. The first features a longer term for the completion of a program – usually reported at 3 to 4 years in duration. The other is shorter and is reported at 12 to 36 months. Websites that report the shorter duration also normally post a percentage of debt that is reduced in a high amount – most often placed at 70%, whereas the others are not as optimistic and post theirs at 40 to 60%.

Help One Credit has been helping consumers with their unsecured debt settlements since 2002 and has a good track record as they have no complaints with the Better Business Bureau and have an A+ rating. While this does not guarantee that you will have a satisfactory experience with Help One Credit, it is a good sign and at least gives you comfort in that they have a good track record on which to depend.

This is a popular name for a debt settlement company, and so there are a lot of listings for them when performing a search on Google.com or the Better Business Bureau.  This particular company is headquartered in San Antonio, Texas and their website is: www.freedomdebt.com.One unique thing about using Freedom Debt is that they allow you to save your money for your debt settlement payments in your own bank accounts.  In other words there is no requirement for a “trust” account.

Kazlow and Tucker Debt Relief has only been in business for a short time, but appears to be well-equipped to handle clients of any size.  Their website is easy to use and has all of the normal information found on any other debt settlement site. However they do have two BBB complaints against them in the last 36 months.  This is not to say that they are not worthy to do business with, however.  They are straight forward in their talk about how debt settlement affects you, your credit score and your financial future.