Compare Debt Settlement Companies and Save.
So you’re in a lot of credit card debt and you’re looking for some help to try and settle your debt with your creditors. It used to be that there were only a few companies that could intervene on your behalf with the credit card companies, but these days, the choices are plenty.
We are bombarded almost daily with ads and promotions from debt settlement companies. Some are reputable companies, some are brand new, and some appear to be law firms specializing in settling overdue debt.
Which ones are legit and worthy of your business? We will attempt to sort out the variety of choices and help you see the differences between these companies in order to help you make wise choices.
If you’re researching a particular company and you don’t see it on the list here, please contact us or mention it in the comments and we’ll do the research and post the results.
* - For Qualified Applicants, Data Provided by Company, Results Vary
Click on Column Headers to Sort
|
Company |
Overall Rating |
Free Services |
Years in Business |
BBB Rating |
Min. Debt Req. |
Escrow or Payment Plan Options |
Avg Pct Settlement of Amt Owed* |
Fee Structure |
Refund Policy |
|
DebtShield |
|
Free Debt Analysis |
5 |
Expired, 0 Unresolved Complaints |
$10K |
Yes, through 3rd-party account |
40% or less |
One Time Activation Fee, Monthly Admin Fee |
Yes, 180-days, prorated |
|
Hoffman, Brinker & Roberts |
|
Free Video |
13 |
Satisfactory, 0 Unresolved Complaints |
$25K |
No, lump sum |
50% or less |
Retainer Fee, Fee Based on Amt Saved |
N/A |
|
Franklin Debt Relief |
|
Free Debt Consultation |
2 |
Satisfactory, 0 Unresolved Complaints |
$10K |
Yes |
40% to 50% |
15% of total debt |
Yes, on service fees |
|
NetDebt |
|
Free Consultation |
2 |
Unknown |
$2K |
Yes, thru trust account |
Unknown |
15% of total debt, plus monthly service fee |
No |
|
Superior Debt Relief Services |
|
Free Quote |
10 |
Satisfactory, 0 Unresolved Complaints |
$10K |
Yes |
50% |
Unknown, included in monthly pmt |
No |
|
Integrity Debt Relief Group |
|
Free Consultation |
8 |
Not a Member, 0 Unresolved Complaints |
Unknown |
No, not applicable |
N/A |
$2500, one-time, upfront |
Unknown |
|
ClearOne Advantage |
|
Free Consultation |
1 |
Not a Member, 0 Unresolved Complaints |
$10K |
Yes |
45% to 58% |
15% of total debt, monthly fee past month 20 |
Yes, limited refund on service fees |
|
GHS Solutions |
|
Free Quote |
2 |
B, 0 Unresolved Complaints |
$10K |
Yes |
20% to 50% |
Unknown |
Unknown |
|
Free Life Financial Corp |
|
Free Review |
2 |
Not a Member, 0 Unresolved Complaints |
$10K |
Yes |
Unknown |
Unknown |
Unknown |
|
American Financial Service |
|
Free Quote |
5 |
A- |
$15K |
Yes |
40% to 65% |
15% of total debt, paid within 12 months |
Unknown |
|
Debt Settlement USA |
|
Free Consultation |
7 |
No Rating, BBB Accredited |
$12K |
Yes |
40% to 60% |
Not Disclosed |
Unknown |
Related Articles:
|