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Who Qualifies for Debt SettlementMany debtors often desire to partner with a debt settlement company to find financial relief but often are concerned with whether or not they will qualify to…Read more...
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Debt Settlement Company Reviews
Compare Debt Settlement Companies and Save.Debt Settlement Company Reviews

 

So you’re in a lot of credit card debt and you’re looking for some help to try and settle your debt with your creditors. It used to be that there were only a few companies that could intervene on your behalf with the credit card companies, but these days, the choices are plenty.

We are bombarded almost daily with ads and promotions from debt settlement companies. Some are reputable companies, some are brand new, and some appear to be law firms specializing in settling overdue debt.

Which ones are legit and worthy of your business? We will attempt to sort out the variety of choices and help you see the differences between these companies in order to help you make wise choices.

If you’re researching a particular company and you don’t see it on the list here, please contact us or mention it in the comments and we’ll do the research and post the results.

* - For Qualified Applicants, Data Provided by Company, Results Vary

Click on Column Headers to Sort
Company Overall Rating Free Services Years in Business BBB Rating Min. Debt Req. Escrow or Payment Plan Options Avg Pct Settlement of Amt Owed* Fee Structure Refund Policy
DebtShield
(0 votes)
Free Debt Analysis 5 Expired, 0 Unresolved Complaints $10K Yes, through 3rd-party account 40% or less One Time Activation Fee, Monthly Admin Fee Yes, 180-days, prorated
Hoffman, Brinker & Roberts
(0 votes)
Free Video 13 Satisfactory, 0 Unresolved Complaints $25K No, lump sum 50% or less Retainer Fee, Fee Based on Amt Saved N/A
Franklin Debt Relief
( _JWAJAXVOTE_VOTES)
Free Debt Consultation 2 Satisfactory, 0 Unresolved Complaints $10K Yes 40% to 50% 15% of total debt Yes, on service fees
NetDebt
(0 votes)
Free Consultation 2 Unknown $2K Yes, thru trust account Unknown 15% of total debt, plus monthly service fee No
Superior Debt Relief Services
(0 votes)
Free Quote 10 Satisfactory, 0 Unresolved Complaints $10K Yes 50% Unknown, included in monthly pmt No
Integrity Debt Relief Group
(0 votes)
Free Consultation 8 Not a Member, 0 Unresolved Complaints Unknown No, not applicable N/A $2500, one-time, upfront Unknown
ClearOne Advantage
(0 votes)
Free Consultation 1 Not a Member, 0 Unresolved Complaints $10K Yes 45% to 58% 15% of total debt, monthly fee past month 20 Yes, limited refund on service fees
GHS Solutions
(1 vote)
Free Quote 2 B, 0 Unresolved Complaints $10K Yes 20% to 50% Unknown Unknown
Free Life Financial Corp
(0 votes)
Free Review 2 Not a Member, 0 Unresolved Complaints $10K Yes Unknown Unknown Unknown
American Financial Service
(0 votes)
Free Quote 5 A- $15K Yes 40% to 65% 15% of total debt, paid within 12 months Unknown
Debt Settlement USA
(0 votes)
Free Consultation 7 No Rating, BBB Accredited $12K Yes 40% to 60% Not Disclosed Unknown

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