These debt settlement letters are the written proof that by negotiating a settlement with credit card companies, you free yourself from thousands of dollars of debt. These are real offers of real debt relief!

Here are the images of the of settlement letters I have received from our creditors. These are real, actual letters, minus some personal information. All together, these letters freed us from $23,580.22 in credit card debt!

These sample debt settlement letters are the result of a long process of back and forth negotiation on the part of the settlement company I hired. Their knowledge of my creditors, patience, and expertise landed me these huge savings.

If you are buried in debt, let these offer letters be an inspiration to you. You can have the same type of savings if you act quickly and don’t wait for your situation to get worse.

My wife’s Settlement with Discover Card 55% of the balance	My Settlement with MBNA / Bank of America 30% of the balance
My wife’s Settlement with Chase 35% of the balance	My Settlement with GE Capital 42% of the balance
My wife’s Settlement with Capital One 41% of the balance	My Settlement with CitiCards / Citibank 60% of the balance