With a star next to its name for zero complaints about its services, American Debt Resolutions is in a good position to brag about their program to help people get out of debt.

Combing through the industry to find a reputable company is an arduous process.  American Debt Resolutions, however, is not content to rest on one shining star.  They offer local clients in Dallas, Texas, to come to their offices and meet with account managers.  This approach engenders confidence and trust on the part of their local clients that is also evident in their dealings with those outside of their local area.

Quick facts about American Debt Resolutions:

Founded in:  June 2006

Years in Business: 3

Number of employees:  Not disclosed

BBB Rating:  Unknown

BBB complaints:  0

Free Information:  You are encouraged to call their toll-free number for a free consultation.  You can also fill out a form on their website to have one of their qualified consultants contact you or you can use the ‘live support’ link in the website to get an instant response when they are online.

Escrow or Payment Plan Available:  American Debt Resolutions makes it clear that the money which you set aside for debt settlement goes into an account in YOUR name, not theirs.  And they offer to set up an account for you if you prefer that arrangement.

Source of Funds:  Monthly budgeted amount from you.

Fee Structure:  13.95% of your total debt registered into the program.  There are NO monthly or settlement fees.

Avg Settlement:  Not disclosed.

Refund Policy:  The refund policy states that a refund is possible on the initial service fee on the account balance at enrollment.  However, you must be a client in good standing for 12 months and have kept to the terms in the service contract.

About the Company

American Debt Resolutions is a bonded company and has a combined finance industry experience of 20 plus years.

Beginning the Process

Toll-free number, website form, or live support link.

Types of Debt Serviced

Unsecured debt

Term Guarantee

None given.

Worth Noting

Their frequently asked questions page on their website gives the five steps to how their program works.  It is a good guide for how you will interact with them and what they will do for you once you have enrolled into their program.

Program Caution and Your Responsibilities

Collect your unsecured debt information with you before you contact them and be sure to ask questions about how things are handled.

Will Debt Collectors Still Call?

Not discussed.

Other Information

The section on what happens if you get sued during the process is good information.  American Debt Resolutions appears to be one of the ‘good guys’ in this industry.  As always, be sure to check them out thoroughly to make sure that a good working relationship is possible.