CDF Group is a Limited Liability Company that specializes in the debt settlement process. They offer a free, no obligation consultation to consumers who find themselves on uneven financial footing, looking for a way to improve their financial situation.

Here are some quick facts about CDF Group:
Company Founded: unknown

Years In Business: unknown

BBB Rating: unknown

BBB Complaints: unknown

Escrow Available: possibly?

Source of Funds: client savings

Fee Structure: unknown

Avg. % Settlement of Amount Owed: 40% or more

Refund Policy: unknown

Minimum Debt Required: unknown

About the Company

CDF Group does not currently have a listing on the Better Business Bureau. They are a member of The Association of Settlement Companies and are accredited with the U.S. Chamber of Commerce. CDF is based in Boca Raton, Florida.

The Program

The debt settlement process is generally the same regardless of the company or individual that negotiates a settlement. This company does not specifically spell out the steps however they mention that upon enrolling in their program they will send a Cease and Desist Letter to collection agencies to stop harassing correspondence. They will negotiate with your creditors to reduce or eliminate fees, penalties and interest rates in an attempt to lower the amount of debt you have to repay. The program appears to settle your debt in 36 months.

Program Cost

There is no mention of a fee structure of even a hint of what the cost of enrolling in this program might cost potential clients.

Website Experience

Reviewing this website left me with more questions than answers and I'm sure many visitors unfamiliar with the process will “walk away” with the same feeling. That is of course if they are doing their research, which is absolutely necessary when considering debt settlement. The information available for this company as well as their process is very limited. With no listing on the BBB and very little specific information provided on the company website, determining whether or not this company is on the up-and-up is anyone's guess. The website itself at first glance appears to be typical of those in the industry. Visitors immediately see they have the option to fill out a form online or call a toll free “hot line” for more information which they will certainly need to make an informed decision. One thing I noticed is some simple grammatical and spelling errors throughout the content of the site. This would make me hesitant to use this company only because the errors are fairly obvious, which means if a visitor notices them- why doesn't the website owner/creator? Any company that is interested in handling the very future of my finances should at least be able to provide a website that is well written and free of errors. If they are unable to do that, I would worry about their ability to correspond professionally and effectively with creditors and lenders on my behalf.

Overall, the first impression of this company provided by the website alone leaves me wishing for more information as well as more effort to provide a professional appearance. Little information is available elsewhere on the web that is independent of the information provided by the website itself. With so many “unknown” factors potential clients are encouraged to find out as much as possible about the company and program before enrolling.