Debt Free Destiny

An upfront attitude is what you feel like you are getting when you visit the website of Clear Debt Solution. They have all of the normal information about the debt settlement option in a clear, concise and realistic presentation. They ask the hard questions in their “How to Choose a Debt Settlement Company” section like: Is customer service handled by a call center or a dedicated debt specialist?

Clear Debt Solution assigns clients to a specific Settlement Coach and that is the person that you speak with each time you call.

Quick facts about Clear Debt Solution:

Founded in: 2006

Years in Business: 3

Number of employees: Not disclosed

BBB Rating: B+

BBB complaints: 4 in the last 36 months

Free Information: The company’s website gives you the option of calling their toll-free number or filling out the form which opens on the “Start Now” tab on the home page.

Escrow or Payment Plan Available: Payment plan is set up once a settlement amount is reached with all creditors.

Source of Funds: Monthly payments.

Fee Structure: 15% of the debt enrolled into the program and paid over 12 months. There is a setup fee that includes 1 to 2 down payments.

Avg Settlement: Not disclosed.

Refund Policy: Not disclosed

About the Company

Being in business in this industry does not necessarily mean that you are a good company, but it certainly shows you have staying power, and that means that you must be doing something right. Clear Debt Solution has but the 4 complaints against them with the BBB, and three of those were successfully closed by resolving the issues which is a good measuring stick by which to be judged.

Beginning the Process

Fill out the web form or call the toll-free number. A consultation with one of their Debt Specialists will qualify you for their program and answer any questions that you may have.

Types of Debt Serviced

Unsecured.

Worth Noting

The testimonials under the company section are nice to read. Even though these could be frauds, it is likely that they are not.

Program Caution and Your Responsibilities

You are responsible for doing your own homework and checking out this company before you sign any agreement.

Will Debt Collectors Still Call?

Yes, but they work with them to try to prevent this from happening.

Other Information

Clear Debt Solution appears to be one of the “good guys” in this industry. Independent reviews shows their strength is in taking care of their customer as witnessed by the low complaint rates.