Here are some quick facts about Covenant Debt Solutions:

Company Founded: unknown

Years In Business: unknown

BBB Rating: unknown

BBB Complaints: unknown

Escrow Available: possibly?

Source of Funds: unknown

Fee Structure: unknown

Avg. % Settlement of Amount Owed: 35% or more

Refund Policy: unknown

Minimum Debt Required: unknown

About the Company:

Covenant Debt Solutions is not currently listed by the Better Business Bureau. They are based in San Diego, California.

The Program:

Covenant Debt Solutions offers a lot of information about what will happen once you enter their program, but they give very limited information on the program itself. They ask you to put aside a certain amount of money each month to be used to settle debts. It is a program meant for people that can no longer pay off their debt, and their only other option is bankruptcy. If this is not you, you will not qualify for this program.

Program Cost:

The cost of the program is calculated based on the individual and how much debt the individual brings into the program.

Website Experience:

Covenant Debt Solutions offers a lot of information on their website, but little of it actually has to do with what their program includes. They explain that debts can be settled in two ways; one lump sum, or a term settlement. A term settlement is basically an account that you pay into overtime. Once you have paid off your debt to the term settlement, the money is paid throughout all of your debt until it is eliminated. The website can be a bit confusing to navigate, but if you look hard enough you can find a good amount of information that can be used in making an informed decision about the company you wish to go with. Like most debt consolidation companies, you can contact them in order to see how much money you can save with them. You can talk with a credit counselor and being seeking financial help. I think that this website could be improved, and that they could offer a bit more information about the company itself. The only troubling thing to me is that they are not listed with the Better Business Bureau, so I would be a bit hesitant to work with them. That being said, they still seem to be worth looking into. Make sure to check under the “Debt FAQ” section for the majority of information that you’ll need.