While the website of Credit Care Corporation is somewhat lacking in details that we like to see, there is a measure of honest, straightforward talk about debt negotiation and how it affects you. Also, it should be noted that they also offer credit repair services along with debt settlement. While the credit repair service industry contains so very shady operations, this one appears legit. They state that they are in the business of repairing only negative items on your credit report using legal means.

Quick facts about Credit Care Corporation:

Founded in: March 1987

Years in Business: 12

Number of employees: Not disclosed.

BBB Rating: A+

BBB complaints: two in the last 36 years in the categories of advertising and refund or exchange issues. Both of these are listed as having been resolved.

Free Information: Some can be found on their website, but mostly, you will get information by calling their toll-free number and asking questions about their services.

Escrow or Payment Plan Available: From their website “Funds drafted from your account accumulate in a trust account.”

Source of Funds: Your monthly payments.

Fee Structure: Not disclosed or found on independent review websites.

Avg Settlement: Not disclosed.

Refund Policy: None given.

About the Company

Being in business for 12 years is quite a feat in this industry, especially with a clean record as far as the BBB is concerned.

Beginning the Process

By calling their toll-free number or filling out the form on their website.

Types of Debt Serviced

Unsecured only.

Worth Noting

Their website is a little less flashy that other debt settlement companies.

Program Caution and Your Responsibilities

Write down all of you questions before contacting this company. Read any agreement thoroughly before signing up for their program.

Will Debt Collectors Still Call?

They use cease and desist letters as well as Power of Attorney in order to get creditors to stop calling you and begin dealing with them instead on your behalf.

Other Information

We get the impression from what we have read that this is one of the “good guys” in this industry. Not only is that based upon the number of years that they have been in business, but independent reviews also bear out this fact. The FAQ section of their website appears to be honest with a measure of straight talk about debt that we are used to seeing from those who would rather disclose more information than withhold it. Proceed with a measure of confidence while using common sense with this company.