Debt Care USA is a debt settlement company located in Stockton, California that can help consumers nationwide burdened by debt find their way back on financial track in three years or less. The Debt Care USA program is useful for eliminating the options of bankruptcy and aggressive debt collections.

Here are some quick facts about:
Company Founded: 2004; Incorporated 2008

Years In Business: 5 years

BBB Rating: A

BBB Complaints: 1 – Billing Collecting Issues (Resolved)
1 – Product Issues (Resolved)
2 – Refunds/Exchanges (Resolved)

Escrow Available: Yes

Source of Funds: Consumer

Fee Structure: Monthly fee not disclosed.

Avg. % Settlement of Amount Owed: Up to 65% of the original debt.

Refund Policy: Unknown

Minimum Debt Required: Unknown

About the Company:

Debt Care USA is committed to providing those in debt with options that are reasonable to their income capabilities. The settlement programs are designed to meet the needs of the consumer instead of the consumer conforming to the program. There are consumer debt consultants that work with the client to determine the most reasonable program for each person on a one-on-one basis. Debt Care USA works for the client and not the creditors.

The Program:

The program is customizable based on the income of the client. A debt consultant works one-on-one with the client to review budgetary concerns and will create a savings program based on the needs of the client. Your ability to pay a certain amount each month will determine how long you will participate in the program until you are debt free. The program will allow the debt consultants to deal with creditors on your behalf, ending the aggressive calls and correspondence from creditors and bill collectors. Debt Care USA maintains ongoing relationships with numerous creditors and have been able to offer their clients the best in settlement deals.

Program Cost:

There is no cost information mentioned on the company website.

Website Experience:

The Debt Care USA website is easy to use and provides calendars and chart to help consumers figure out the best way to deal with their financial situation. The initial debt consultation with the company is free and there is a contact form on the site that can initiate the consultation. The company site also offers different explanations of the various options for dealing with debt so consumers can make the most informed decisions.