Prestige Financial Solutions is located in Westminister, Colorado and has been in the debt settlement business since 2006. They are focused solely on debt settlement whereas some other companies do it all – debt consolidation, debt settlement and credit counseling.

Beginning the Process

Call the toll-free number or fill out the form on their website.

Types of Debt Serviced

Unsecured only.

Worth Noting

While Prestige Financial Solutions has the standard 15% fee for the total amount of money that you enroll in the program, their monthly fees are higher and there is no duration given on how long you pay those fees. Typically, a debt settlement company will tell you that you will only pay these fees for 18 months or so, but not even an independent review revealed the duration.

Program Caution and Your Responsibilities

You must check out this company fully and make sure to adhere to all of the terms of your agreement.

Will Debt Collectors Still Call?

They are adamant about stopping the calls by stating that they demand that your creditors cease, but they also tell you to contact them if the calls continue.

Other Information

Their website is good at explaining what your options are and how the process works. There is more on this than other sites which give you a comfort level going into the program. Only one complaint in the last 36 months is a good sign, too, but not a guarantee that you will not have problems. Be sure to read the agreement fully and ask questions if you see anything that you do not understand. Make sure that you do not give this or any other company full access to your primary checking or savings account. Only deal with an escrow account into which you are making payments in order to pay your fees and build up enough money to pay off creditors.