The first thing that one notices about U.S. Financial Management and their website is that there is an automated video “woman” who speaks to you from the lower left-hand corner of the screen to welcome you and explain who they are and what they offer.

Also, you will see three ways to contact them for further information. There is the traditional web form that you can fill out, the toll-free number is displayed and they have an online chat window when they are in during business hours.

Quick facts about U.S. Financial Management, Inc.:

Founded in: October 2007

Years in Business: 1

Number of employees: 48

BBB Rating: F

BBB complaints: 64 resolved, 12 closed administratively

Free Information: by using the web form, toll-free number or chat window you can get your questions answered right away.

Escrow or Payment Plan Available: Not disclosed.

Source of Funds: Monthly payments.

Fee Structure: The program is set up so that you pay a percentage which is dependent upon the amount that you own to creditors and the estimated length of time in the program.

Avg Settlement: Not disclosed.

Refund Policy: Not disclosed.

About the Company

Established in October of 2007, this debt settlement company has some bad marks against their name because of BBB complaints. These complaints center around the adherence to established rules that they set forth in their agreements. Which means there is a significant amount of clients with a misunderstanding about the rules, which are not clearly delineated so that they do not know what they are getting into.

Beginning the Process

Contact them via web form, toll-free number or live chat window.

Types of Debt Serviced

Unsecured.

Worth Noting

Program Caution and Your Responsibilities: You should check out this company fully before signing an agreement.

Will Debt Collectors Still Call?

Not disclosed.

Other Information

There is an ebook that is offered for free on their website. This book is called “Debt Free at Last, A Superior Solution to Bankruptcy and Credit Counseling.” It has 27 pages that basically mirrors the information of their FAQ section of their website. But the book is easy to read and gives something that readers can download and keep for future reference. Even though the last section pushes hard for readers to contact them to begin the debt settlement process and procedures, it is still worth obtaining and keeping on hand. It is well-worded and easy to follow.